Flexible Production Loans to Keep You Growing

  • Lines of Credit up to $1,000,000

  • Production Term Loans up to $1,000,000

  • Farm Debt Refinances

  • Flexible repayment terms tailored to your cash flow

  • FSA Guaranteed loan support for eligible applicants

  • Competitive interest rates, fast prequalification

  • Hands-on support from lenders who understand agriculture

Who might benefit from a production loan through agGRO?

  • Producers wanting to expand their farm or ranch

  • Those needing to restructure farm debt due to higher input costs or reduced margins

  • Producers looking for a lender who understands the ups and downs of agriculture

Why Choose agGRO?

  • We partner with banks who understand production agriculture

  • Soft credit pull prequalification won’t affect your score

  • Built for producers who need a responsive, tech-enabled lender

  • We work directly with FSA offices to streamline your guaranteed loan

FAQs

  • A: An FSA Guarantee is a program through the USDA that helps more farmers qualify for loans by backing a portion of the loan amount. This gives lenders more confidence to approve financing for producers who might not meet traditional requirements. agGRO works with banks that are approved FSA lenders, and we help guide you through the process from application to approval.

  • To secure an FSA guarantee, you’ll typically need a few key documents, including a balance sheet, cash flow projection, and recent tax returns.

    Don’t worry - our application collects the information needed to build your cash flow statement, and we’ll work with you to complete the rest. We’re here to help you navigate the process and make sure everything is in order for FSA submission.

  • The timeline can vary, but most FSA Guaranteed loans take 2 to 6 weeks to close, depending on how quickly we receive required documents and how busy your local FSA office is.

    At agGRO, we work to streamline the process and get your loan submitted as quickly as possible, and we’ll support you every step of the way to help avoid delays.

  • No! Our entire process is digital and mobile-friendly. We’ll guide you through each step and help you with any documents needed along the way.