An Opportunity for Banks: Capturing the Movement of Credit.

agCredit.bank helps community banks capture this movement of credit from traditional producers to next generation producers through high tech, high touch innovation.

Steve Cleveland, Co-Founder and 35-year ag lender.

“Next generation producers are not walking into the bank to apply for a loan like their parents and grandparents did. It’s technology first, and human-interaction second.”

Next Generation Farmers & Ranchers Expect Innovation.

In the age of digital lending, community banks are at risk to non-bank competition by lagging in technology. agCredit.bank makes if feasible for community banks to reclaim their competitive advantage by providing a seamless customer experience. It expands a bank’s ability to attract and retain next generation customers.

How agCredit.bank Solves Top Lender Concerns

  • Shrinking Markets

    Farm and ranch consolidation and non-bank competition means that banks have to expand their market reach to find new customers. agCredit.bank provides lenders with the tools needed to effectively finance and communicate with their customers, without ever meeting them face-to-face.

  • An Impending Knowledge Gap

    Lender retirements coupled with inexperienced producers will lead to a knowledge gap. agCredit.bank empowers the borrower through intuitive questions that help them create and understand their financial statements, giving fewer lenders more time to serve more customers.

  • Inefficient Lending Processes

    Traditional ag lending is time consuming and labor intensive. agCredit.bank’s EasyLoan Scorecard pre-screens applicants to simplify the review of borrower financial conditions. Information is leveraged throughout the ag loan life cycle.